New Paradigms of Retirement

Thursday, March 22, 2012 - 10:00am to 1:30pm
Point Grey
Presented by Tracy Theemes, Financial Advisor, MA, CFP, FCSI, FDS

Thursday March 22, 2012
10:00 am to 1:30 pm
Point Grey
Ponderosa Centre
2071 West Mall
Arbutus Room
Free event.


It is widely recognized that preparing for retirement is the “right” and responsible thing to do. But in our changing world  it seems that our ideas of what this phase looks like have not kept up to the reality. In 1960, the average adult male worker died 2.7 years after retiring. The economics of that truth are vastly different from the reality today. What are the real pitfalls we need to avoid and what are the magnificent opportunities this new world offers us? With increased life expectancies, longer retirements, and a society with a growing absence of wisdom workers and gender disparities how can you shape an empowering life enhancing plan for yourself? What are the economic implications of having to make your money last for almost 30 years? How do men and women differ in their financial needs? And what does this phase of life REALLY look like?

Prior to co-founding Sophia Financial Group in 2009, Tracy was a financial advisor for a Canadian bank owned brokerage firm and gained valuable international experience with Smith Barney, a US brokerage firm that dealt with 2/3 of America’s pentamillionaires in their Olympia, WA office. She has delivered hundreds of educational seminars ranging from socially responsible investing to behavioural finance to gender and money. Tracy’s educational background includes a Masters degree in Counselling Psychology. She is a Certified Financial Planner, is insurance licensed and is a Fellow of the Canadian Securities Institute. She is also a Financial Divorce Specialist. Before becoming a financial advisor Tracy spent 10 years in management with an international play equipment company. She founded, then sold, a specialty children’s furnishing company based in the US. Tracy is a believer that “we are stronger together than apart” and regularly participates in activities and events that promote and support financial literacy.

This session will look at the four key phases of retirement and their financial impact:

  • Productive Engagement: the period of life where the role work plays has shifted;
  • Kilimanjaro: time to climb mountains, start businesses, take courses, and change the world;
  • Home is where the heart is: characterized by less travel and increased concentration on relationships and the meaning of life; and
  • Assisted living: living in community with family or others.

Please check the PD registration System for date, time, and location details and to register for the event.